“It’s not about how much money you make. It’s about how much money you can keep.” – Robert Kiyosaki author of “Rich Dad, Poor Dad”
We’ve all asked ourselves the infamous question “Where did all my money go?!” We get paid on Friday and by Tuesday it seems like all of our money has disappeared.
I don’t know about you, but that is one of the worst feelings ever for me.
Then what comes next? We all tell ourselves that if we could just make more money or get that raise that we know we deserve, we would be better off.
Yes, getting more pay or working longer hours throughout the week would be a quick way to solve money problems, but it would not help us in the long run.
In order to solve current financial struggles, we have to dig deep and get to the root of our problem.
9 times out of 10, the root of our problem is US; we have to take responsibility for our poor spending habits.
Everybody wants to figure out how to make more money, but we do not understand that the real problem is how we choose to spend the money that we have.
The average person receives their paycheck, pays their bills, buys groceries, and a few personal items that they’ve been eyeing, then tries to save whatever is left over.
Often times there is never much left over to save.
However, the rich do the opposite.
The rich make sure to pay themselves first and then pay their debtors last.
By paying yourself first, I do not mean go out and spend your money partying then try to pay your rent after a long night of blowing your cash.
Paying yourself first means putting money away so that you or anyone else does not have access to it.
Even if you can only put $5 away from every paycheck that is 5x better than putting $0 away.
To get started, you can put that money away in a savings account (which normally pays you 0.01% interest to keep your money with them), or a savings jar, or my personal favorite, a shoe box.
Personally, I like to challenge myself each week to see how much money I can stuff in a shoebox.
There will never be the perfect time to start saving. You do not need to make thousands of dollars a month to start saving. The important thing is to just get started. Challenge yourself each week to see how much you can put aside and watch how much you financial comfort grows in just a short amount of time. Have fun with saving your cash. You could even turn it into a game and challenge your friends to do the same!
Comment below and share some of your favorite ways to save money!!
